Course Overview
The Diploma in Banking (DB) equips students with essential banking and finance skills, covering topics like financial systems, risk management, and banking regulations. Ideal for those seeking a career in banking, it combines theoretical knowledge with practical applications for industry readiness.
Duration:
1 year (2 semesters)
Syllabus:
The syllabus for the Diploma in Banking typically spans two semesters. Below is a sample outline:
Semester 1:
Introduction to Banking:
Overview of the banking industry and its structure
Roles of banks in the financial system
Types of banks: Commercial banks, cooperative banks, and central banks
Banking Operations:
Banking procedures and operations
Handling customer transactions, deposits, and withdrawals
Understanding the principles of lending and credit management
Financial Accounting in Banking:
Basics of accounting for banks
Understanding balance sheets, income statements, and cash flow in banking operations
Bookkeeping and managing financial records for banks
Banking Regulations and Compliance:
Overview of the regulatory framework for banks in India
Understanding the role of the Reserve Bank of India (RBI) and banking laws
Compliance requirements and anti-money laundering regulations
Semester 2:
Retail and Corporate Banking:
Differences between retail and corporate banking services
Products and services offered to individuals and businesses
Relationship management in banking
Banking Technology and Digital Banking:
Role of technology in modern banking operations
Understanding core banking solutions, online banking, and mobile banking
Introduction to fintech and emerging technologies in the banking sector
Risk Management in Banking:
Understanding financial risks in banking: Credit risk, market risk, operational risk
Techniques for managing risk in banking operations
Tools for assessing and mitigating risk
Project Work/Internship:
Practical training through internships in banks or financial institutions
Project work involving financial analysis, credit assessment, or digital banking solutions
Preparation of reports and presentations on banking topics
Average Fees:
₹15,000 to ₹80,000 (varies by institution)
Exams to Attend:
Internal Assessments:
Regular assessments through assignments, case studies, and practical projects related to banking operations, financial accounting, and risk management.
Final Semester Examinations:
End-of-semester exams testing theoretical knowledge and practical banking skills.
Professional Certifications (Optional):
Certified Banking Professional (CBP): Focuses on proficiency in banking operations and financial services.
Certified Risk Management Professional (CRMP): Specialization in risk management practices for banking.
Competitive Exams (Optional):
Entrance exams for further studies such as Bachelor’s in Commerce (B.Com) or MBA in Finance and Banking.
Top 10 Institutions in India:
National Institute of Bank Management (NIBM), Pune
Institute of Banking Personnel Selection (IBPS), Mumbai
Manipal Academy of Banking, Bangalore
Indian Institute of Banking & Finance (IIBF), Mumbai
Narsee Monjee Institute of Management Studies (NMIMS), Mumbai
Symbiosis Institute of Business Management (SIBM), Pune
XLRI (Xavier School of Management), Jamshedpur
Indian School of Business (ISB), Hyderabad
St. Xavier's College, Kolkata
Christ University, Bangalore
Top 10 Institutions in Kerala:
Rajagiri College of Social Sciences, Kochi
St. Teresa's College, Ernakulam
Amrita School of Arts and Sciences, Kochi
Sacred Heart College, Kochi
Farook College, Kozhikode
MES College, Marampally
Mahatma Gandhi University, Kottayam
Kerala University, Thiruvananthapuram
Mar Ivanios College, Thiruvananthapuram
St. Joseph’s College, Devagiri, Kozhikode