Certified Financial Planner (CFP)

Course Overview:

The Certified Financial Planner (CFP) certification is a prestigious qualification for financial planners, issued by the Financial Planning Standards Board (FPSB) India. It equips professionals with comprehensive knowledge and skills in financial planning, investment management, tax planning, retirement planning, and estate planning.

Duration:

The CFP certification typically takes 6 to 12 months to complete, depending on the candidate’s prior knowledge and study schedule. Most candidates take about a year to prepare and pass all modules.

Syllabus (Semester-Wise / Level-Wise Structure):

The CFP certification is typically divided into modules or papers, each covering different aspects of financial planning.

1. CFP Module 1 (Equivalent to Semester 1):

  • Financial Planning Principles and Risk Management

    • Fundamentals of financial planning

    • Risk management and insurance planning

    • Types of insurance and their applications

2. CFP Module 2 (Equivalent to Semester 2):

  • Investment Planning

    • Investment products and strategies

    • Portfolio management and asset allocation

    • Analysis of financial markets and instruments

3. CFP Module 3 (Equivalent to Semester 3):

  • Tax and Retirement Planning

    • Income tax laws and planning strategies

    • Retirement planning products and solutions

    • Tax-efficient investment strategies

4. CFP Module 4 (Equivalent to Semester 4):

  • Estate Planning and Advanced Financial Planning

    • Estate planning strategies and tools

    • Wealth transfer and estate taxes

    • Advanced financial planning techniques

Average Fees:

  • Study Material and Preparation Courses: ₹30,000 to ₹50,000

  • Exam Registration Fees: Approximately ₹20,000 to ₹25,000 per module

  • Total Cost: ₹1,00,000 to ₹1,50,000 (including all modules and preparation costs)

Exams to Attend:

  • CFP Level 1 Exam: Covers basic concepts and financial planning principles.

  • CFP Level 2 Exam: Focuses on investment planning and advanced topics.

  • CFP Level 3 Exam: Tests on comprehensive financial planning and case studies.

Ten Most Ranking Institutions in India (Combined Ranking):

  1. Indian School of Business (ISB)

  2. IIM Ahmedabad (IIMA)

  3. IIM Bangalore (IIMB)

  4. IIM Calcutta (IIMC)

  5. XLRI Jamshedpur

  6. IIM Lucknow (IIML)

  7. FMS Delhi

  8. SPJIMR Mumbai

  9. IIM Indore (IIMI)

  10. NMIMS Mumbai

Top 10 Institutions in Kerala:

  1. Indian Institute of Management Kozhikode (IIMK)

  2. Loyola College, Chennai (CFP Program)

  3. Kerala University of Fisheries and Ocean Studies (KUFOS)

  4. Government Victoria College, Palakkad

  5. Sree Sankaracharya University of Sanskrit (SSUS), Kalady

  6. St. Joseph’s College, Irinjalakuda

  7. Mahatma Gandhi University (MGU), Kottayam

  8. University of Calicut

  9. Sacred Heart College, Thevara

  10. Bharathiar University, Coimbatore (CFP Program)